The Citi PremierMiles earns 3.5 United miles per HK$1 on airfare and 1 mile on other purchases, with an annual fee of HK$2,800—6% cheaper than #1 (DBS Black AmEx). It boasts the widest airline partnership network among Hong Kong cards, with over 20 transfer partners, offering 50% more than the typical travel rewards card. This makes it ideal for travelers seeking maximum redemption flexibility. Verified April 2026.
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