Royal Sundaram Family Plan

At HK$655 per trip for a family of four—HK$164 per capita—the Royal Sundaram Family Plan costs slightly more than the Zurich Family Plan's HK$640 but compensates with HK$150,000 in medical coverage and attractive kids' benefits for family travel. Its claims process reduces processing time by an average of 20% compared to the typical competitor, ensuring quicker reimbursement for medical emergencies or trip cancellations.