BUPA Family Coverage delivers the best per-capita value on this list, costing just HK$144 per person for a family of four (HK$575 total per trip). It provides HK$150,000 in medical coverage, includes children's benefits and a maternity option, and is backed by BUPA’s global healthcare network. At HK$4 cheaper per capita than #6 Great Eastern Family Plan and HK$7 less than #7 AIG Family Plus, it is the most affordable option among the top five, while still offering robust medical protection.
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