Blue Cross Family Plan

Blue Cross Family Plan stands out with the highest price on the list at HK$560 for a family of four, or HK$140 per capita—8% more expensive than #1 Allianz Family Plan 7-Day—but covers children aged 1 to 18, a broader age range than #2 AXA Family Group Plan’s under-12 limit. The HK$150,000 medical limit and family discount structure mirror other plans, while Blue Cross’s 40-year local reputation in Hong Kong justifies the premium for families with older children. Verified in April 2026 on the Blue Cross website, this plan ensures seamless coverage for teenagers, making it a standout for multi-age family trips.