Allianz Family Plan 7-Day is the most affordable option for Hong Kong families, costing just HK$130 per capita for a family of four, with a total premium of HK$520 per trip—HK$15 less than #2 AXA Family Group Plan. This 3% price advantage provides HK$150,000 in medical coverage and HK$2,500 for baggage, while children are covered at no extra charge. Verified on Allianz’s official website as of April 2026, these figures underscore its cost leadership. For families seeking maximum savings without sacrificing essential protection, this plan delivers the lowest upfront cost on the list, making it a top choice for budget-conscious travelers.
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