AIG Family Plus

AIG Family Plus provides family coverage for HK$605 per trip (HK$151 per capita), including HK$150,000 medical cover, HK$2,500 baggage protection, and a free upgrade for children under 12. Its baggage coverage is 60% higher than the typical HK$1,500 offered by rivals, making it ideal for families with valuables. It costs HK$7 per capita more than #5 BUPA Family Coverage but HK$3 less than #8 Prudential Family Bundle, positioning it as a strong mid-range value with enhanced protection.