#6
Great Eastern Term
Great Eastern Term provides robust local insurer support at HK$1,520 per year for HK$1,000,000 over 20 years. While it's 13% more expensive than the top-value option (rank 5 CIMB Life Coverage), this plan delivers 24/7 Chinese-language claims assistance and faster-than-average processing at 5 business days. Verified April 2026, Great Eastern website shows a 98% customer satisfaction rating, ideal for expats prioritizing service over price.
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