DBS Fixed Deposit

DBS Fixed Deposit offers a 6-month term at 4.65% AER, which is 0.05 percentage points lower than #3 HSBC Fixed Deposit's 4.7% AER. With a minimum deposit of HK$50,000, it matches #2 Standard Chartered FD's accessibility. The flexible renewal option is a plus, and this rate is 0.15 percentage points cheaper than the average 4.80% AER among top providers. Verified April 2026 on the DBS official website.