#5
Citibank Fixed Deposit
Citibank’s 6-month Fixed Deposit leads our list with a top-tier 4.6% AER, a full 0.1 percentage point higher than #2. This rate demands a minimum deposit of HK$100,000 but is available to Priority banking clients. Verified in April 2026 via Citi’s official website, this offer stands out as the highest verified yield among major Hong Kong banks for this term.
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