Top 10 Best Credit Cards for Asia Miles in Hong Kong 2026

The Citi PremierMiles Card is a versatile air miles card offering Citi ThankYou Points that convert to Asia Miles at a 1:1 ratio. It excels for overseas spending with 2 miles per HK$1 and local dining. The key differentiator is the flexible miles conversion—points can also move to other loyalty programs, making it ideal for travellers who want options. A welcome bonus of up to 30,000 Asia Miles is typical, and annual fee waiver is negotiable.

Citi PremierMiles Card - Citibank

The DBS Black World Mastercard is a strong all-rounder for Asia Miles earners, offering DBS Points that convert at a competitive rate. It earns accelerated miles on foreign currency transactions and dining, with a unique 2 miles per HK$1 on all overseas spend. Ideal for frequent international travellers and dining enthusiasts. The key differentiator is the unlimited miles earning and no cap on bonus categories, plus a generous welcome bonus of up to 50,000 Asia Miles.

DBS Black World Mastercard - DBS Bank

The Standard Chartered Cathay Mastercard is a direct Asia Miles co-branded card with tiered earn rates for Cathay Pacific spending and everyday purchases. It suits frequent Cathay flyers who prefer simplicity. The key differentiator is the bonus miles on Cathay Pacific flights and ancillary purchases, along with a strong welcome bonus of up to 60,000 Asia Miles. Priority Banking customers can access enhanced rates.

Standard Chartered Cathay Mastercard - Standard Chartered

The BOC Cheers Visa Signature Card is a strong contender for Asia Miles earning, offering a competitive 2 miles per HK$1 on overseas spending and dining. Points convert to Asia Miles at a favourable rate. It suits travellers who spend heavily overseas. The key differentiator is the effective low cost per mile (about HK$1.5) and a rewarding welcome bonus, though it requires higher income for approval.

BOC Cheers Visa Signature Card - Bank of China (Hong Kong)

The Hang Seng Cathay Pacific Visa Platinum Card is another co-branded Asia Miles card with strong earn rates on Cathay Pacific purchases and local spending. It is tailored for Cathay loyalists who want a simple miles-earning structure. The key differentiator is the high earn rate on Cathay Pacific spending at 5 miles per HK$1 and a solid welcome bonus of up to 40,000 Asia Miles, plus automatic Cathay membership benefits.

The American Express Explorer Credit Card is a premium card offering Membership Rewards points that convert to Asia Miles at a 1:1 ratio. It is ideal for high spenders who value flexibility in points redemption across multiple airlines. The key differentiator is the generous 3 miles per HK$1 on overseas dining and spending, plus up to 72,000 welcome miles. The annual fee of HK$4,800 is high but includes premium benefits like lounge access and travel credits.

American Express Explorer Credit Card - American Express

The DBS Black American Express Card combines DBS Black World Mastercard features with Amex network benefits. It earns DBS Points for Asia Miles conversion with a strong 2 miles per HK$1 on overseas dining and travel. Ideal for those wanting Amex acceptance and premium perks. The key differentiator is the unique hybrid network access (both Mastercard and Amex), offering broader acceptance and Amex offers.

DBS Black American Express Card - DBS Bank

The Mox Credit Card (Asia Miles) by virtual bank Mox offers a simple cashback-to-miles conversion model. It earns unlimited 1% cashback on all purchases, which can be auto-converted to Asia Miles at a fixed rate. Ideal for spenders who prefer a no-fuss approach without category tracking. The key differentiator is the zero annual fee and no minimum income requirement, making it highly accessible for everyone.

Mox Credit Card (Asia Miles) - Mox Bank

The BEA Asia Miles Card offers straightforward earning of Asia Miles at a flat rate of HK$8 per mile on all spending, with faster earning at HK$6 per mile on selected categories. It is a simple option for BEA customers and those who want a no-frills miles card. The key differentiator is the flat-rate structure allowing easy predictability, although earn rates are average versus competitors. Welcome bonus is typically around 10,000 Asia Miles.

BEA Asia Miles Credit Card - Bank of East Asia

The Citi PremierMiles Card is a versatile air miles card offering Citi ThankYou Points that convert to Asia Miles at a 1:1 ratio. It excels for overseas spending with 2 miles per HK$1 and local dining. The key differentiator is the flexible miles conversion—points can also move to other loyalty programs, making it ideal for travellers who want options. A welcome bonus of up to 30,000 Asia Miles is typical, and annual fee waiver is negotiable.

Citi PremierMiles Card - Citibank

The DBS Black World Mastercard is a strong all-rounder for Asia Miles earners, offering DBS Points that convert at a competitive rate. It earns accelerated miles on foreign currency transactions and dining, with a unique 2 miles per HK$1 on all overseas spend. Ideal for frequent international travellers and dining enthusiasts. The key differentiator is the unlimited miles earning and no cap on bonus categories, plus a generous welcome bonus of up to 50,000 Asia Miles.

DBS Black World Mastercard - DBS Bank

The Standard Chartered Cathay Mastercard is a direct Asia Miles co-branded card with tiered earn rates for Cathay Pacific spending and everyday purchases. It suits frequent Cathay flyers who prefer simplicity. The key differentiator is the bonus miles on Cathay Pacific flights and ancillary purchases, along with a strong welcome bonus of up to 60,000 Asia Miles. Priority Banking customers can access enhanced rates.

Standard Chartered Cathay Mastercard - Standard Chartered

The BOC Cheers Visa Signature Card is a strong contender for Asia Miles earning, offering a competitive 2 miles per HK$1 on overseas spending and dining. Points convert to Asia Miles at a favourable rate. It suits travellers who spend heavily overseas. The key differentiator is the effective low cost per mile (about HK$1.5) and a rewarding welcome bonus, though it requires higher income for approval.

BOC Cheers Visa Signature Card - Bank of China (Hong Kong)

The Hang Seng Cathay Pacific Visa Platinum Card is another co-branded Asia Miles card with strong earn rates on Cathay Pacific purchases and local spending. It is tailored for Cathay loyalists who want a simple miles-earning structure. The key differentiator is the high earn rate on Cathay Pacific spending at 5 miles per HK$1 and a solid welcome bonus of up to 40,000 Asia Miles, plus automatic Cathay membership benefits.

The American Express Explorer Credit Card is a premium card offering Membership Rewards points that convert to Asia Miles at a 1:1 ratio. It is ideal for high spenders who value flexibility in points redemption across multiple airlines. The key differentiator is the generous 3 miles per HK$1 on overseas dining and spending, plus up to 72,000 welcome miles. The annual fee of HK$4,800 is high but includes premium benefits like lounge access and travel credits.

American Express Explorer Credit Card - American Express

The DBS Black American Express Card combines DBS Black World Mastercard features with Amex network benefits. It earns DBS Points for Asia Miles conversion with a strong 2 miles per HK$1 on overseas dining and travel. Ideal for those wanting Amex acceptance and premium perks. The key differentiator is the unique hybrid network access (both Mastercard and Amex), offering broader acceptance and Amex offers.

DBS Black American Express Card - DBS Bank

The Mox Credit Card (Asia Miles) by virtual bank Mox offers a simple cashback-to-miles conversion model. It earns unlimited 1% cashback on all purchases, which can be auto-converted to Asia Miles at a fixed rate. Ideal for spenders who prefer a no-fuss approach without category tracking. The key differentiator is the zero annual fee and no minimum income requirement, making it highly accessible for everyone.

Mox Credit Card (Asia Miles) - Mox Bank

The BEA Asia Miles Card offers straightforward earning of Asia Miles at a flat rate of HK$8 per mile on all spending, with faster earning at HK$6 per mile on selected categories. It is a simple option for BEA customers and those who want a no-frills miles card. The key differentiator is the flat-rate structure allowing easy predictability, although earn rates are average versus competitors. Welcome bonus is typically around 10,000 Asia Miles.

BEA Asia Miles Credit Card - Bank of East Asia