ShopBack

The dominant cashback app across Southeast Asia and Australia covers 3,000+ merchants in Singapore, Malaysia, Thailand, Taiwan, South Korea, and Australia. ShopBack's PayLater product and offline cashback via QR code scanning extend the model beyond e-commerce into physical retail. Unlike #4 Quidco, ShopBack integrates real-time in-store rewards, providing cashback rates that are 20% higher than the average regional competitor for food and grocery purchases.