
Cashback / Unsplash
Get paid to shop. These platforms, browser extensions, and credit card portals layer additional cashback on top of every purchase you were already going to make.
Curated by our lifestyle editors. Reader vote and editorial review both shape the order.

The largest cashback site in the US partners with 3,500+ stores including Amazon, Walmart, and Sephora to offer 1โ40% cashback on purchases. Rakuten pays out quarterly via cheque or PayPal; new members typically receive a $10โ30 sign-up bonus. The browser extension activates cashback automatically without requiring you to remember to visit the portal.

Consistently rated the highest-paying cashback site in the UK and now expanding in the US. TopCashback operates on thinner margins than competitors, passing more money to members. Its rate for major retailers like John Lewis, Booking.com, and insurance providers frequently beats rivals by 1โ3%.

The browser extension that automatically tries every coupon code at checkout before you pay. Acquired by PayPal for $4 billion, Honey's Gold rewards programme converts savings into gift cards. Over 17 million active users rely on it to surface deals they would never have found manually.

Chase Sapphire Reserve cardholders receive 3ร points on travel and dining, plus a 50% bonus when redeeming through the Chase travel portal. The 1.5 cents-per-point floor value and transfer partnerships with United, Hyatt, and Singapore Airlines make Chase UR the most flexible premium credit card currency in the US.

Amex Platinum earns 5ร on flights booked directly and 5ร on hotels through amextravel.com. Transfer to Delta SkyMiles, Marriott Bonvoy, or Hilton Honors at industry-leading ratios. The ecosystem of credits โ $200 airline, $200 hotel, $240 digital โ offsets the $695 annual fee for heavy travellers and shoppers.

The UK's largest cashback site with over 4,000 retailer partners. Quidco's premium membership tier removes the site fee and unlocks exclusive higher rates. Its insurance and financial product cashback โ sometimes hundreds of pounds on a single policy switch โ makes it genuinely life-changing for the financially savvy.

Beyond cashback, Swagbucks pays in SB points for searching, watching videos, completing surveys, and playing games. The SB redeems for PayPal cash or major gift cards. Its breadth makes it the most flexible micro-earnings platform; heavy users report $50โ200/month in gift card value from daily engagement.

The dominant cashback app across Southeast Asia and Australia covers 3,000+ merchants in Singapore, Malaysia, Thailand, Taiwan, South Korea, and Australia. ShopBack's PayLater product and offline cashback via QR code scanning extend the model beyond e-commerce into physical retail.

Searching on Bing earns Microsoft Rewards points redeemable for Xbox credits, Microsoft Store gift cards, Starbucks cards, and charitable donations. For Xbox ecosystem users, the passive earnings from daily Bing searches can cover $5โ10/month in Xbox Game Pass credits with zero active effort.

The browser extension that replaced Wikibuy (acquired by Capital One) compares prices across retailers in real time and applies available coupon codes automatically. Capital One Shopping rewards members can earn credits even without a Capital One card, making it accessible to any online shopper seeking passive price optimisation.
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The largest cashback site in the US partners with 3,500+ stores including Amazon, Walmart, and Sephora to offer 1โ40% cashback on purchases. Rakuten pays out quarterly via cheque or PayPal; new members typically receive a $10โ30 sign-up bonus. The browser extension activates cashback automatically without requiring you to remember to visit the portal.

Consistently rated the highest-paying cashback site in the UK and now expanding in the US. TopCashback operates on thinner margins than competitors, passing more money to members. Its rate for major retailers like John Lewis, Booking.com, and insurance providers frequently beats rivals by 1โ3%.

The browser extension that automatically tries every coupon code at checkout before you pay. Acquired by PayPal for $4 billion, Honey's Gold rewards programme converts savings into gift cards. Over 17 million active users rely on it to surface deals they would never have found manually.

Chase Sapphire Reserve cardholders receive 3ร points on travel and dining, plus a 50% bonus when redeeming through the Chase travel portal. The 1.5 cents-per-point floor value and transfer partnerships with United, Hyatt, and Singapore Airlines make Chase UR the most flexible premium credit card currency in the US.

Amex Platinum earns 5ร on flights booked directly and 5ร on hotels through amextravel.com. Transfer to Delta SkyMiles, Marriott Bonvoy, or Hilton Honors at industry-leading ratios. The ecosystem of credits โ $200 airline, $200 hotel, $240 digital โ offsets the $695 annual fee for heavy travellers and shoppers.

The UK's largest cashback site with over 4,000 retailer partners. Quidco's premium membership tier removes the site fee and unlocks exclusive higher rates. Its insurance and financial product cashback โ sometimes hundreds of pounds on a single policy switch โ makes it genuinely life-changing for the financially savvy.

Beyond cashback, Swagbucks pays in SB points for searching, watching videos, completing surveys, and playing games. The SB redeems for PayPal cash or major gift cards. Its breadth makes it the most flexible micro-earnings platform; heavy users report $50โ200/month in gift card value from daily engagement.

The dominant cashback app across Southeast Asia and Australia covers 3,000+ merchants in Singapore, Malaysia, Thailand, Taiwan, South Korea, and Australia. ShopBack's PayLater product and offline cashback via QR code scanning extend the model beyond e-commerce into physical retail.

Searching on Bing earns Microsoft Rewards points redeemable for Xbox credits, Microsoft Store gift cards, Starbucks cards, and charitable donations. For Xbox ecosystem users, the passive earnings from daily Bing searches can cover $5โ10/month in Xbox Game Pass credits with zero active effort.

The browser extension that replaced Wikibuy (acquired by Capital One) compares prices across retailers in real time and applies available coupon codes automatically. Capital One Shopping rewards members can earn credits even without a Capital One card, making it accessible to any online shopper seeking passive price optimisation.

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