HSBC Jade Account

The HSBC Jade Account delivers the highest total perks value on our list at HK$8,500, headlined by 8 lounge visits per year, a personal concierge, HK$4,000 in fee waivers, and a HK$500 travel credit. The annual fee of HK$9,800 means a net cost of HK$1,300, yet the travel credit alone recovers 5% of that. Compared to #2 DBS Treasures, Jade offers 31% more total value, though Treasures waives more fee categories. Verified April 2026, HSBC official website.