Hang Seng Preferred Account

Hang Seng Preferred Account stands out with HK$1,500 per year in milestone reward points, plus complimentary lounge access and fee waivers reaching HK$1,200. This total value of HK$3,200 undercuts the #5 BOC Premium Account by HK$600 but beats the #7 OCBC Titanium Account by HK$700. Verified April 2026 on Hang Seng's site, the milestone system awards 2× points on dining spending—15% higher than the typical rewards multiplier.