Citi Prestige Account

Citi Prestige Account boasts the most lounge visits on our list: 10 per year, outpacing #1 HSBC Jade by 2 extra visits. Combined with a concierge, points multiplier worth HK$2,500, and comprehensive travel insurance, total perks reach HK$7,200—39% higher in insurance coverage than the average among our Top 4 accounts. This data-led package suits frequent executives who maximize lounge usage and travel protection. Verified April 2026, Citi official website.