Bank of East Asia Elite Account

The Bank of East Asia Elite Account delivers the strongest lounge-access perk among Hong Kong banking packages, offering 4 complimentary visits annually. Combined with concierge services and dining rewards, the total annual value reaches HK$2,200—yet the annual fee of HK$4,800 means a net cost of HK$2,600, which is 22% cheaper than the typical lounge-focused account. Verified via BEA's official website in April 2026.