
ZA Card (ZA Card 眾安卡), issued by ZA Bank, delivers up to 11% cash/points rebate alongside a Up to HK$1,000 cash/ZA Coin welcome bundle with invitation code welcome package (valid through 2026-12-31). Key Metrics: Issuer: ZA Bank · Local Miles Rate: Cashback-focused · Overseas Miles Rate: Cashback-focused · Headline Cashback: Up to 11% · Monthly Spend Cap: HK$1,800/mo · Welcome Offer: Up to HK$1,000 cash/ZA Coin welcome bundle with invitation code · Annual Fee & Waiver: HK$0 (Perpetual HK$0 annual fee & $0 maintenance) · FX Fee: 1.95%. Eligibility: Minimum annual income HK$0; HK$3,000 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..
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