SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University graduates as a student loan refinancier, it operates a direct bank serving retail customers and businesses. SoFi is the largest U.S.-based online lender, and has nearly 16 million customers as of 2026.
Ranked #2 on "Top 10 US Neobanks Disrupting Traditional Banking". Cast your vote to back or challenge this spot.
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“Top 10 US Mobile Banking Apps 2026”
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