"Infinite Money Glitch" with Credit Cards

Videos framing credit card churning as a free-money 'glitch' ignore that 73% of participants end up with higher balances. This manufactured spending tactic often triggers account shutdowns after just $10,000 in transactions, and the average credit score drop is 42 points once cards are closed. Compared to #3's crypto gamble, this debt spiral is more insidious because it masks immediate interest compounding, with typical APR fees of 22% erasing any rewards within three months.