"Buy a House with No Money Down Using This Hack"

Buy a house with no money down using this hack—creative financing schemes often saddle buyers with underwater mortgages, PMI, and payments they cannot afford. A 2023 study found that 25% of no-down-payment buyers defaulted within three years, a rate 50% higher than the typical first-time buyer on a 20% down payment. This advice is riskier than #8's credit card strategy because it ties your credit to a depreciating asset, with average losses of $40,000 per foreclosure.