Humana commands 5.7 million members and over 20% of the national MA market share, making it the second-largest plan by enrollment. As a pure-play Medicare specialist, its deep expertise in chronic condition management and dual-eligible populations supports member retention rates 15% higher than the industry average. CenterWell home health and primary care arms provide integrated care pathways that differentiate it from #1 UnitedHealthcare’s broader insurance model, especially for members with complex health needs.

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