Anthem / Elevance Health, a Blue Cross Blue Shield licensee in 14 states, serves 48M+ members and offers employer plans that cost 20% less in premiums than UnitedHealth Group’s standard options. With $171B revenue, it covers 2M fewer members than the top provider but maintains a 95% network adequacy score—5 points above the average. Its 2022 rebranding reflects a digital health push that increased telehealth adoption by 34%.

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