Brex leads B2B fintech with a $12 billion valuation, offering corporate cards, expense management, and business banking tailored for startups and enterprises. Founded in 2017 by Stanford dropouts Henrique Dubugras and Pedro Franceschi, it reached $1 billion in annual revenue faster than any other B2B fintech in history, achieving this in just 4 years. Its bold 2022 shift to focus solely on tech startups and enterprises proved savvy, as the 2022 market correction wiped out 70% of SMB-focused rivals like Divvy, while Brex retained a 95% enterprise customer satisfaction rate.

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