Nationwide Auto

Nationwide Auto leverages its mutual insurer structure to offer accident forgiveness and the SmartRide telematics program, which can cut premiums by up to 20% for safe drivers. With $18B in auto premiums, it provides rates that are 10% lower than Travelers' average. Its memorable "Nationwide is on your side" service ethos translates into a 4.5/5 J.D. Power claims rating, outperforming the industry median by 5 points.