OCBC First-Time Buyer

OCBC First-Time Buyer matches #8 Bank of China First-Time Program with a 75% LTV, but offers more competitive rates, starting at 2.3% APR compared to BOC’s 2.6% APR. Standard documentation is required, making it straightforward for applicants. The application fee is HK$500, 30% cheaper than the average HK$720 across the list. Ideal for cost-conscious buyers. Verified April 2026 via OCBC official website.