Prudential Platinum stands out with medical coverage of HK$1,200,000 and cancellation protection of HK$10,000, matching #5 Chubb International Plan on the latter. Its premium of HK$3,100 is 3% higher than #5, but it uniquely includes adventure sports coverage, appealing to thrill-seekers. Baggage coverage is HK$4,000, 14% above the average. Verified April 2026, this comprehensive plan is 19% more expensive than #6 Great Eastern Prestige but offers 20% more medical protection.
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