Chubb International Plan leads with HK$1,500,000 in medical coverage, the highest on this list, making it the top choice for extreme health risks. It outperforms #6 Great Eastern Prestige by 50% in medical benefits, and offers cancellation coverage of HK$10,000 plus baggage protection of HK$4,500. With a premium of HK$3,000, it costs 13% more than #6 but delivers double the medical limit of the average plan here. It covers all activities and, as a global insurer, provides unmatched worldwide support. Verified April 2026.
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