Allianz Premier Worldwide delivers the widest coverage among top-tier plans, offering a medical limit of HK$1,000,000 and cancellation protection of HK$10,000. Baggage coverage reaches HK$5,000, and all major activities are included. The annual premium of HK$2,800 is 12.5% cheaper than the average of HK$3,200, making it HK$400 more affordable than #2 AIG Comprehensive Plus. This balance of breadth and cost secures its top rank. Verified April 2026 from Allianz's website.
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