Blue Cross Basic 7-Day Plan is priced at HK$162, which is 25% higher than #1 AXA Annual 7-Day Asia Plan but still 4% cheaper than the typical rival. It offers HK$150,000 in medical coverage, matching #2 Generali Quick Trip 7-Day Plan, and HK$2,000 for baggage, equivalent to #1 AXA. A distinct advantage is trip delay coverage of HK$1,500, absent from the three cheaper plans above. Verified on the Blue Cross website as of April 2026, this option from an established insurer provides a solid middle-ground choice, being HK$7 more than the budget median but with added delay protection.
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