#2
Scalapay
Scalapay stands as Italy's only fintech unicorn in the buy-now-pay-later space, focusing on Southern European and fashion retail. It has processed over €1.2 billion in transactions since 2020, with a default rate of just 1.8%, lower than the average BNPL competitor. Scalapay's partnership with 5,000 merchants makes it more specialized than Satispay in luxury e-commerce.
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