#8
Generali Sports Program
Generali Sports Program offers budget-friendly protection for mountain sports, climbing, and skiing at just HK$460 annually — the cheapest plan on this list by HK$20. Despite the low price, it covers 40+ activities, though its medical limit is only HK$100,000, 33% less than ACE Extreme Sports. Verified April 2026 on the Generali website.
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