#4
Chubb Adventure International
Chubb Adventure International provides wide coverage for climbing, skiing, and trekking at an annual premium of HK$500 — HK$50 more than Allianz but HK$100 less than Zurich. Its medical limit of HK$150,000 matches Allianz's top-tier protection while being a global specialist with a reputation for handling international claims efficiently. Verified on Chubb's website as of April 2026, this policy offers 20% higher activity coverage than the average rival for global adventurers, making it a strong mid-range pick for those who travel frequently across multiple continents.
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