#2
Allianz Sports+ Annual
It covers skiing, mountaineering, and climbing with medical coverage of HK$150,000 and activity-specific protection of HK$100,000. This medical limit ties Chubb's offering but outperforms Zurich's Adventure Extreme, which lacks a clearly stated medical sub-limit for comparison. Verified on Allianz's website as of April 2026, this policy is ideal for Hong Kong residents who take two or more adventure trips per year.
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