AIG Adventure Coverage

AIG Adventure Coverage delivers the broadest extreme sports inclusion on this list, covering bungee, paragliding, and rock climbing at just HK$8/day — 68% cheaper than Zurich's daily rate and the lowest per-day cost among all four policies. A 7-day trip costs only HK$56, making it 87% less than the typical annual rival for short-term adventurers. Verified via AIG's website as of April 2026, this plan also offers high activity limits that outrank #2 Allianz Sports+ Annual, which caps activities at HK$100,000. For budget-conscious adrenaline seekers planning a single trip, AIG provides unmatched value.