Geographic Arbitrage in Retirement

Geographic arbitrage lets retirees stretch savings 2-3x further by relocating to lower-cost regions such as Portugal or Thailand. A retiree with $1 million can maintain a comfortable lifestyle for 30+ years abroad, compared to just 18 years in a high-cost U.S. city. This approach is roughly 50% cheaper than the typical U.S. retirement destination and directly outperforms #7's delayed Social Security strategy when factoring total spending reduction, while often improving healthcare access and quality of life.