#8
UOB Preferred Card
The UOB Preferred Card delivers a balanced package with airport lounge access, dining rewards, travel insurance, and concierge service for an annual fee of HK$6,800. Verified on UOB's website in April 2026, it suits urban professionals well. While its perks value reaches HK$7,480—only about 10% higher than OCBC Titanium Card—the UOB card commands a 15% higher fee; yet, it compensates with broader dining rewards covering 2,000+ restaurants and consistent travel protections, positioning it as the more rounded option for those valuing both status and everyday utility.
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