The Hang Seng Prestige Card delivers exceptional value for frequent travelers, with unlimited lounge access that outperforms #10's Bank of East Asia Elite Card, which limits users to just 4 visits per year. For an annual fee of HK$5,800, it provides comprehensive travel insurance coverage up to HK$1.5 million—50% higher than the average premium card limit of HK$1 million. Additionally, it earns 3x points on overseas spending, 50% faster than the typical 2x points benchmark, and includes priority booking for major events. These perks make it ideal for those desiring robust travel benefits without the highest fee tier. Verified April 2026 from the Hang Seng website.
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