Vanguard Total Bond Market Index (VBTLX/BND)

Vanguard Total Bond Market Index (VBTLX/BND) anchors balanced portfolios with over 10,000 investment-grade bonds at 0.03%, matching SCHB's ultra-low fee while providing stability during downturns—its 2022 gain of +0.6% versus the S&P 500's -18% highlights its defensive role.

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