#4
Hang Seng Mortgage
Hang Seng Mortgage provides a reliable all-in rate of 4.95% (Prime minus 0.55%), which is 0.15% higher than the top-ranked Bank of East Asia Mortgage. Although its arrangement fee of HK$600 is 100% more than Bank of East Asia's fee-free option. Verified via Hang Seng's official website.
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