Great Eastern Medical

Great Eastern Medical provides local expertise with the lowest outpatient cap on this list, at HK$5,000 per year, and the second-lowest annual premium of HK$10,200 — 15% less than the average of other plans. Inpatient coverage is unlimited, though its network is 25% smaller than CIMB Health Plus. This plan is ideal for residents who want to pay only for essential hospital care from a trusted insurer. Verified on the Great Eastern website in April 2026.