Standard Chartered Dining Card

The Standard Chartered Dining Card offers the highest dining cashback rate among the top 5 cards, at a fixed 3% across over 1,000 restaurants. This outperforms #6 Bank of China Rewards Card's 1.5% cashback by providing a fully predictable and uncapped structure—no rotations or minimum spend tiers. It also includes a 5% discount at selected cinemas and exclusive entertainment programs, with a dining network that includes 30% more partner restaurants than the Hang Seng Entertainment Card's 800 locations. Verified April 2026.