Bank of China Rewards Card

The Bank of China Rewards Card provides a competitive dining program, but its effective cashback rate of 1.5% is 50% lower than the 3% offered by the Standard Chartered Dining Card. This rate is cheaper than the typical rival's effective 2% in this segment, making it a budget-friendly choice for casual diners. It also offers a 10% cinema discount at select chains, though this is half the 20% offered by the UOB Dining Card. Data from the BOC website confirms this, verified April 2026.