#6
Bank of China Student Card
The Bank of China Student Card provides a welcome signup bonus of HK$200 for university students, plus 2% cashback on dining—0.5% higher than #3 OCBC Youth Card's comparable reward. With zero annual fee, it offers a strong initial incentive and ongoing savings. Verified April 2026, this card is an ideal starting point for building credit and earning rewards, outperforming many alternatives in dining categories.
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