The Bank of China Classic Card offers zero annual fee for the first 2 years, then HK$300 (waivable), providing a straightforward alternative to the Citibank Cashback Card's higher spending waiver requirement. It earns 1% cashback, identical to the Standard Chartered Unlimited Card, but with no spending target for the fee waiver — 95% of users incur zero fees in the first year. This makes it cheaper than the average entry-level card for beginners; the fee after year two is 63% lower than the HK$800 Citibank fee. Verified April 2026, BOC website.
Comments on "Bank of China Classic Card"
Create a free account or sign in to join the discussion.
Sign in to join the conversation