The Blue Cash Preferred from Amex delivers the highest grocery rewards, earning 6% cash back at U.S. supermarkets on up to $6,000 per year. It also provides 6% on select U.S. streaming subscriptions and 3% on transit, including rideshares and parking. Compared to #9 U.S. Bank Altitude Reserve, this card offers 3x more cash back on supermarket purchases, making it the superior choice for family budgets. Data point: based on average annual grocery spending of $5,200, cardholders earn $312 in cash back—$52 more than the typical grocery rewards competitor.

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