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#2

American Express Platinum

Cardholders earn 5x points on flights booked directly with airlines and up to $200 in airline fee credits annually. For frequent flyers, the total perks (including $240 in digital entertainment credits) exceed $1,500 in value, outpacing the Chase Sapphire Reserve's $1,200 average. However, the $695 annual fee demands careful utilization to justify the cost.

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American Express Platinum

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