Greece

Greece offers a flat 7% income tax on foreign pension income, making it the most tax-efficient retirement option in Europe for pensioners. Outside Athens, a couple can live comfortably on €1,500-2,000 per month, including rent, utilities, and private health insurance, which costs around €80 per month. The Mediterranean lifestyle includes island hopping, extraordinary cuisine, and a mild climate with over 300 sunny days annually. Private hospitals in Athens and Thessaloniki meet international standards, while public healthcare is accessible to residents after one year.