Ecuador uses the US dollar, eliminating currency risk, and its Pensioner Visa requires only $800/month income. Cuenca, a UNESCO World Heritage city of 600,000 in the Andes, has a 10,000-strong US expat retiree community, excellent private hospitals, and living costs of $1,400-1,800/month for a couple. The country offers 50% discounts on utilities, travel, and entertainment for retirees over 65.
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