OCBC 365 Platinum Card — #3 in Top 10 Best Cashback Credit Cards in Hong Kong (2026) | Top10Grid
#3
OCBC 365 Platinum Card
5% cashback on 4 categories of choice (groceries, utilities, petrol, dining). 1% base rate on other purchases. No annual fee. Effective 3.5-4% depending on category mix. Verified April 2026, OCBC official website.
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