HSBC Pulse Credit Card — #2 in Top 10 Best Cashback Credit Cards in Hong Kong (2026) | Top10Grid
#2
HSBC Pulse Credit Card
Tiered cashback: 5% on insurance, 4% on utilities, 3% on supermarkets, 1% on other spending. No spending cap. Free annual fee. Effective 2.8% across typical spend. Verified April 2026, HSBC official website.
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